t: 0121 450 4255  f: 0121 450 4250
PO Box 14493  Birmingham  B16 6FN

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Cardinal Capital Ltd is a relatively new entrant into the debt purchase and debt collection marketplace. Backed by a group of companies with a turnover in excess of £250,000,000, Cardinal (and it’s subsidiary Central Payment Services Ltd) have the experience, ability and resource to offer clients of all sizes the quality of service and professionalism that they require to maximise their recoveries.

Our Focus.

Our business focus is to become a well-known and respected medium sized debt purchase and debt collection agency through the acquisition of smaller sized debt purchase portfolios, and by developing long term partnerships with ethical and professional debt recovery clients.

Ethics and Excellence.

The ethos that underpins our entire business is built upon a focus on excellence and ethics. Excellence, not only in the quality of our collections, but in the service we offer our clients and the way that we recognize, reward and share our success with our people. Ethically, we believe that whilst accounts sent to us need to be collected, we still have, not only from a legal perspective, but also from a moral one, an obligation to treat each account holder as a human being with individual issues and circumstances which need to be listened to and taken into account. In this way proper long term relationships can be built to ensure consistent payments are made and the account can be settled quickly.

Here is an indication of some of the areas we work in: